- Group Insurance and Benefits
Three group insurance plans are offered by CJA, chosen by the Compensation & Retirement Committee to provide specialized coverage for judges and their families:
Disability: The Judges Retirement System provides an annuity of 65% (taxable) to judges who become disabled while in office. However, unless the disability is clear service-related, there is a 5-year waiting period before new judges are covered. To fill that gap, CJA offers a policy at competitive rates through Standard Insurance Company of Portland, Oregon, in business since 1906. This policy pays 66% of judicial salary, tax-free.
Term Life: As a new CJA member, you are eligible for $100,000 of term life insurance with no medical screening if you enroll within 60 days of joining the association. Your spouse is eligible for $10,000. Standard Insurance Company underwrites this group policy. Additional coverage is available with simplified medical screening.
Long-term Care is insurance against the spending down of your assets due to the expense of nursing or extended care. Coverage is available for judges, their spouses/domestic partners, parents and grandparents with benefits paid in full without interference from ‘managed care’ decision-makers. The insurance carrier is UNUM of Portland, Maine, the country’s top rated and oldest disability underwriter.
Long Term Care
Vision Care is offered to retired judges to cover most of their vision care needs. Coverage is available to a member, their spouse/domestic partner, and children. The insurance carrier is Vision Service Plan (VSP). Annual open enrollment is in November.
Vision Care | VSP Enrollment Form
Pet Care is offered to The California Judges Association through VPI (Veterinary Pet Insurance), Brea, CA. This plan offers simple, yet comprehensive benefits that can help CJA members provide health care options for their pets.
Identity Theft Protection is available to members and their families at a discounted rate through IDShield. Log in to learn more
Critical Illness Supplemental Insurance: While most members have good major medical insurance, when a serious medical event occurs it just may not be enough. This supplemental program will help with the hidden costs of a serious illness – travel for treatment, lodging, co-pays, deductibles, miscellaneous out of pocket expenses, lost wages of spouse or member. This Critical Illness plan will provide a financial safety net when a member, their spouse or child under age 26 is faced with a covered critical illness. Log in to learn more
NOTE: All CJA group insurance premiums must be paid by automatic bank account deductions.